Cannabis Business Insurance

Comprehensive Insurance Solutions for Cannabis Businesses

Protecting Your Cannabis Business with Tailored Coverage Plans

The fields of medical and recreational marijuana are evolving rapidly, and businesses within this industry have unique and nuanced needs. Whether you operate a recreational or medical dispensary, a grow facility, or a transport service, it’s crucial to have the right insurance coverage. At C. Pina Insurance Agency, we specialize in providing comprehensive insurance solutions designed specifically for cannabis businesses, ensuring you and your assets are fully protected.

What Protections Does a Marijuana Business Insurance Policy Offer?

The exact protections offered by a cannabis dispensary insurance policy can vary, but many policies provide essential coverages such as:

• Commercial Property Coverage: Protects a dispensary-owned building and most of its contents.
• Landlord Coverage: Tailored for buildings where dispensaries or grow facilities are tenants, ensuring landlords have the necessary protection.
• Medicine Coverage: Specifically covers the medical marijuana a dispensary has in stock.
• General Liability Coverage: Covers common accidents that may occur on a dispensary’s premises.
• Professional Liability Coverage: Protects against errant advice given by a dispensary’s employee.
• Product Liability Coverage: Covers injuries or illnesses caused by a dispensary’s products.
• Business Income Coverage: Provides financial protection against prolonged revenue losses caused by certain natural disasters.
• Cyber Liability Coverage: Covers data breaches and online attacks.
• Workers Compensation: Required for all businesses, with specialized policies available for the cannabis industry.

Additional coverages that dispensaries and grow facilities might consider include inland marine coverage, directors and officers liability coverage, and more. Our knowledgeable agents can help you navigate these options and select the coverages that best meet your business’s needs.

Protect your investment and secure peace of mind with our comprehensive insurance solutions designed for the cannabis industry.